Upgrade 3D Secure Options to "Allow" for International granularity
Some Cards transactions eg some over seas in Non EEA countries do not fall under 3DS2 Legal requirements. https://www.payments.service.gov.uk/3d-secure-2/
If mandate a move to 3D then there is a potential loss of revenue from people with non 3D cards zones. Whilst it may be mandated for some countries. Granularity should be provided to allow shop owners to assess risk if they take non 3D transactions when permitted to do so.
i,e, Only Enforce in countries where mandated. allow "option" to enforce at Granular country level.